Data-Driven Funding
for E-commerce Businesses

Expand your business with quality financing services and solutions rooted in big data.  

Strategic Partners

To provide the best quality services to customers, we have built cooperative relationships with different industry partners.

About Qupital

At Qupital, our main business is to provide customers with quality financing services and solutions,
through a digitalized financing process employing big data and our proprietary credit assessment models.


In e-commerce funded


Connected E-commerce shops


Total Merchant GMV

Grow your E-Commerce
Business, the Smart Way

Grow your business with data-backed financial solutions that help you minimize risk
by fully understanding your ecommerce progress.

How It Works

Learn more about the technology and
seller benefits to working with Qupital.

Apply in minutes

Get started with an easy online application today
and get approved in minutes.

Trusted by Leading
E-Commerce Sellers

Calculate your eligible amount

Get funding based on the vendor platforms you are on and your average monthly settlements.
You may receive a higher credit limit after connecting your e-commerce shops with Qupital.

Platforms Select all that apply.

Average Monthly Sales x Total average monthly payouts received from payment acquirer after fees deduction

Loan Type x Bullet loan: Make a lump sum repayment upon loan maturity

Installment loan: Obtain a higher credit limit by extending your loan cycle and repay in 13 installments

Amount Eligibility



Term Length


Interest Rate*

Securely connect your e-commerce platforms for a funding offer tailored to your needs

*Interest rate will vary depending on eligibility

Invest in Working Capital

Qupital connects private investors with e-commerce merchants seeking capital. If you are a family office, institutional investor or professional investor, and would like to expand your investment portfolio, register now and our representatives will be in touch for details.

Media Coverage

Qupital secures Series B2 funding to fuel market expansion and product innovation

Qupital, Asia’s leading data-driven financing platform for SMEs in the new economy, today announced its new Series B2 financing round funded by a consortium of new and existing investors from Hong Kong and Southeast Asia. The fresh capital injection will be instrumental in scaling its securitisation facility backed by Citi, which supports its rapidly growing e-commerce loan portfolio.
Jan 2024

Qupital wants to finance more Chinese cross-border e-commerce merchants by tapping Hong Kong’s capital market

China’s cross-border e-commerce merchants are largely underfunded despite Beijing’s push to boost the industry, according to Hong Kong-based lending start-up Qupital, which is hoping that its access to the city’s established capital market provides an answer.
Nov 2021

Qupital Raises $150M in Series B Funding

Andy Chan, Co-founder and President at Qupital, a Hong Kong based company focusing in cross-broder e-commerce trade finance discusses its $150M series B funding and business outlook. He speaks with Shery Ahn & Haidi Stroud-Watts on “Bloomberg Daybreak: Asia”.
Nov 2021