Fast, affordable,
non-dilutive, tailored
to your needs

We fund digital entrepreneurs in the most efficient way possible. Timely, simple, no collaterals required. We fill the working capital gap so you can focus on what you do best.

Supercharge your business in 3 steps

It only takes minutes to optimize your working capital cycle.


Fill out our simple application

Take a few minutes to tell us about your business and connect your e-commerce shops.


Allow an online audit

Our system will process your application automatically.


Get funded!

Receive funding within 24 hours once the entire credit assessment process is complete and start scaling your business.



Minimum Revenue

Your combined monthly revenue should be at least US$50,000.

E-commerce Platform Token

Your API token must be available to share performance data.

Hong Kong Entity

Your company must have a Hong Kong-registered business entity.

Calculate your eligible amount

Get funding based on the vendor platforms you are on and your average monthly settlements.
You may receive a higher credit limit after connecting your e-commerce shops with Qupital.

Platforms Select all that apply.

Average Monthly Sales x Total average monthly payouts received from payment acquirer after fees deduction

Loan Type x Bullet loan: Make a lump sum repayment upon loan maturity

Installment loan: Obtain a higher credit limit by extending your loan cycle and repay in 13 installments

Amount Eligibility



Term Length


Interest Rate*

Securely connect your e-commerce platforms for a funding offer tailored to your needs

*Interest rate will vary depending on eligibility

Frequently Asked Questions

The Authorization Token, along with your Seller ID, is what we use to integrate your e-commerce seller account with Qupital’s system. This is a secured method officially recognized by e-commerce platforms with open APIs, and does not cause any data breach.

We currently support Amazon, eBay, Shopee, Lazada, Wish and Shopify – and always working to expand our network!

We are happy to conduct credit reviews for clients with satisfactory track records. This can also be done through cash-flow or inventory enhancement programs. Please consult your account manager for more information.

We offer financing in USD and HKD.

At the moment we are only able to support businesses with Hong Kong entities. However, we work with partners who provide specialized registration services. Once the company is registered, you are welcome to apply for funding from Qupital. Should you require further information, please reach out to us.

Get funded with Qupital within 24 hours.